The Power Of The Lawyers Admonition

It is unfortunate that many people don’t think much of lawyers and their duties in the society. Lawyers however personify the highest level of authority in any country, state or community.

The law affects every strata of every society and is binding on all who live within that society; it dictates what norms are acceptable or unacceptable to all indigenes, and surpasses the will or directive of any one person or group in that social order.

Lawyers study this law; they raise and answer vital questions that concern all the people in that society, involving matters like fairness, equality, and justice. They represent citizens in the face of the law, they look for issues that the law may not have addressed in detail and find ways to use it to your advantage.

How can you not appreciate lawyers? How can you not hold them in reverence?

Due to the years that they have spent studying the different facets of the law, writing examinations, and passing through the bar to obtain the license to practice, their knowledge of the law and justice is formidable to the point of being downright frightening.

When a lawyer speaks, the words are weighed with meaning and backed by the Constitution; the same Constitution by which everyone is bound. This alone is reason enough to seek them when in need of answers to anything pertaining to the law.

The admonition of a lawyer is tantamount to the law in itself, because the lawyer takes the time to go into the legal details and most, if not all that is written about that matter. They have an understanding of these matters that you as a layman does not. Therefore they reserve the right to your respect. If anything, you are even expected to consult them as often as you can so that you do not make a mistake with the handling of the law that you may later feel sorry about.

Getting to Know the People Working at a Law Firm

Legal aid seekers may find it hard to determine whom to talk to regarding their concerns because of the many people who are employed in a law firm, especially the large ones. These frequently happen particularly if the law office lacks an information desk to assist their clients. Hence, this article will try to help you identify those personnel and their jobs for you to know who to approach for your particular case.

In common legal practices, law firms have a certain hierarchal structure. This is to create a smooth flowing relationship among the employees, particularly concerning their task. Here is a typical list of a law firm staff:

1. Law Firm Owners – They are commonly referred to as partners. Usually, the law firm is named after them since they are the most prestigious lawyers in the company. Because of their vast experience and expertise in their field, their service fees are considered the highest.

2. Legal Associates – These individuals are also lawyers. However, they do not share the ownership of the firm. Associates have much lesser experience as compared to partners, but may also be very good in their own specialization. In due time, they may possibly be partners in the firm. Clients may also expect lower charges from them.

3. Contractual Lawyers – If in case the employed lawyers are not enough to handle the upsurge of cases brought by their clients, the law firm may hire contractual lawyers. They serve as supports to the associates and doing they work on a part-time basis. They are being paid based on an hourly rate and mostly getting higher compensation from their other clients outside a firm.

4. “Of Counsels” – Commonly, these lawyers are formerly connected with a law firm who opted to continue his or her relationship with the company after his or her quasi-retirement. Nevertheless, it is up to the owners of the firm to decide regarding their working arrangement.

5. Legal Clerks – Usually, they are law students who are tasked to work on legal researches or to assist the lawyers in setting up their clients’ cases. They also do other jobs that may be assigned to them by the lawyers. This serves as their training ground for their future profession as lawyers.

6. Paralegals – Legally trained individuals but do not have their professional licenses yet. Ordinarily, they are equipped with practical knowledge of the law that may be very useful for the lawyers to whom they work with.

7. Secretaries – Their role is very vital for every lawyer. They help in organizing the schedules, making client calls, and all other tasks that may be appointed to them by the lawyers.

8. Legal Investigators – They are assigned to work in the field, to make an investigation on a certain case handled by the law firm.

9. Administrations Officers – They are in-charge of the internal dealings of the law firm. Depending on their need, law firms may hire a human resource officer, accountant and any other important positions.

10. Receptionists – They are the front-liners of a law firm, assisting the clients about their legal concerns and ensuring them of having a great visit to the office.

Finding The Best Lawyer – What You Should Know

A lawyer is an individual who has specific attributes and traits in order to excel in the field of law. He should be able to articulate effectively in order to be successful against the opposing parties as well as to impress his client. Another trait that he must have is intelligence. He must be someone who is smart enough to know how to win the case, what to do, as well as when to do it. These are just a few of the important traits and attributes of a legal professional. If you are looking for a reliable lawyer, there some important things which you need to know. Read on and find out more.

What are the Duties and Responsibilities of a Lawyer?

1. Diligence – He must be able to act promptly towards handling his client’s case. An attorney must be able to manage his caseload; every case should be given adequate attention.

2. Maintain Confidentiality – A good lawyer is someone who knows the value of case confidentiality. He must not disclose anything regarding his client unless he is given the consent to do so.

3. Competency – It is always a must that he is able to handle his client’s case with the needed skills and knowledge to do ample research as necessary. He must be up to date on any changes in the law. To be able to win the case, there are various legal documents which must be drafted. Although legal secretaries or paralegals can help him, most lawyers prefer to do them on their own.

4. Communication – A lawyer must keep the line of communication open between him and his client. He should inform his client regarding any decision they need to make. He also needs to respond to his client’s requests for information and inform them regarding the status of their case. In addition, he also spends ample time sending emails, negotiating, talking on the phone, and faxing important documents to and from the concerned parties.

5. Advising – He also acts as an adviser. A good lawyer is able to counsel his clients regarding any topic related to the case.

Finding a Lawyer for Your Needs

In today’s modern world where there are hundreds of scammers and frauds, you probably think that finding the best attorney who can represent your case is a daunting task. However, you must keep in mind that you can always find a reliable legal representative or attorney who can win your case.

Each of them specializes in a particular area or field. Some are personal injury attorneys while others are into the finance law. You have the freedom to determine what type of lawyer that suits your needs. In choosing a lawyer who will represent your case, years of experience and background are important aspects to consider.

If you want to search for a reliable attorney, you can go online and do your research. This is a faster and easier way of looking for a legal representative to assist you. You may also ask a friend or colleague if they could recommend someone in particular.

How Does a Debt Settlement Law Firm Work?

I have been working in the debt settlement industry for almost ten years now and have very extensive knowledge as to how it works. Before we begin I want to say this will be a rather long article and if you are not serious about finding a solution to your debt problem then stop reading now. The purpose of this article is to explain to you first how debt settlement works and what the process entails; both the good and the bad. Next I will explain the differences between how a debt settlement law firm works and how it compares to a standard debt settlement company. There are many differences between how this process is handled by the two. Because of this debtors should learn these differences before enrolling into any program. Many people may already know how a debt settlement company works but have no clue as to how a law firm works and this article will explain just that.

First of all, I would like to state that debt settlement as a means of credit card debt relief is not for everyone; some people simply do not have the right state of mind, while others may benefit more from bankruptcy.

To begin with I would like to go over the purpose of credit card debt settlement and how the process works. The purpose of debt settlement is for the debtor to get out of debt quickly without having to file bankruptcy and save a lot of money in the process. The goal of the debt negotiator is to negotiate a one time lump sum payment on the debtors’ behalf at a far reduced amount than what the debtor currently owes.

These benefits are tremendous. The debtor could save themselves close to half of what they currently owe and be out of debt in a few years. However as with most things in life there are drawbacks to this process and there is no way to avoid them.

In order for any creditor to be willing to negotiate a debt settlement on a debt the account must fall into default first. There are no creditors in the world willing to negotiate when you are current and up to date on your monthly minimum payments. If they feel you can maintain your monthly minimums than this is precisely where the creditors want to keep you. This is where their profit is made, by just paying the minimum each month you will be in debt for over thirty years, even if the interest rate is not all that high. If your rate is above 20%, you will be stuck in debt for well beyond thirty years and payback the creditors well over ten times the original balance alone in interest. That is exactly where they want you!

So understandably they will not negotiate with you when you are current and they feel they can still bank on your minimum payments for years to come. So the only way to ever negotiate is to fall behind on the monthly payments. Naturally once you do this you will be negatively affecting your credit score and will also be receiving calls from collectors; this is what may put some people off from doing debt settlement, thus why I stated above this process may not be for everyone.

For those people already behind this will not make a difference and their credit will not be damaged any more than it already is, however for those who are current this will adversely affect their credit. It is quite a shame that this point alone may stop some people from using debt settlement; thus dooming them to being financial servants to the creditors for decades to come.

You must also be made aware that this process in the end will begin to help rebuild your credit. Thirty percent of your MyFICO credit score is made up of your debt to credit ratio, which will look a lot better after you get out of debt. Additionally the negative remarks from falling behind will not hold much bearing on your credit score after two years. Your credit score is only a snapshot in time and only uses the last two years of payment history to determine the score.

Now during the process of falling behind your goal is to save up as much money as possible in the quickest possible time. This money is then used later on to pay off the settlement that is negotiated by the debt negotiator. The faster someone looks to save money and complete this process the better for many reasons. For one the faster you are out of debt the more money you stand to save and the less risk you take from the negative aspects of settlement such as lawsuit and further damage to the credit report.

This brings us to the title of the article “How Does a Debt Settlement Law Firm Work?” As I explained above there are great benefits to debt settlement such as saving lots of money and time; and there are also some downsides such as collection calls and the possibility of a lawsuit.

The main differences between how debt settlement is handled by a debt settlement law firm and standard debt settlement company is how they deal with the negative drawbacks. A law firm has much more legal power and is set up correctly to comply with their states’ laws.

Collection Calls

One of the first major differences in how debt settlement is handled has to deal with collections calls. When you first fall behind and your debt is still in the hands of the original creditor there is nothing legally that can be done to stop them from calling. However once the creditor passes the account off to a third party collection agency which will happen anywhere between 3-6 months after falling behind things change. Legally once in the hands of the collectors a law firm will have the power to have all calls to their client stopped, and if the collector continues to call and harass the client legal action can be taken against that creditor seeing as they will be in violation of the FDCPA (Fair Debt Collections Practices Act).

So the client’s first advantage by using a law firm will be a much decreased activity in collection calls, and this is very important for some people. Any regular debt settlement companies that claim they can stop the calls are simply not telling you the truth and you should be very weary of them because of this.

Lawsuits

The next major advantage a law firm has concerning debt settlement is how a lawsuit can be handled. In case you are not aware once you fall behind on your credit card debts the creditors/collectors do hold the legal right to pursue you through the courts to collect the debt. However I will mention, that suing is not the mainstay of the collectors and is not exercised very often; reason being it simply costs too much money and time on the creditor’s behalf with no guarantee of getting any money even if they were able to obtain a judgment anyway.

The advantage the law firm has is they can still legally contact and negotiate a settlement with your collector after they have issued a summons to court. A debt settlement company does not have this legal power. The collectors are very willing to negotiate a settlement even after the summons has been issued; they realize they may get very little if anything regardless, so being contacted by a reputable law firm who is willing to offer them money and settle the debt without wasting any time or money with going to court is very beneficial to the collector.

If you get sued and you only have a standard company representing you, you can expect to go to court and try to figure it out yourself. This often results in a judgment for the debtor!

Correct Legal Set Up

Perhaps the biggest advantage the law firm has over a company is how they are set up. The vast majority of debt settlement companies are not legally allowed to work in all the states; many are not even set up correctly to operate in their own state.

The states’ attorneys and the FTC (Federal Trade Commission) are cracking down severely on these companies and shutting them down as fast as possible. When this happens often times the company does not have the money to payback its clients for the fees they paid to a company that will no longer be in business and can no longer help to settle their debts. Now the debtor will be left holding the bag having paid thousands in fees but still be stuck in debt, and this nightmare scenario happens more than you may think. Thus making law firms a much, much safer option!

Another issue that many people have with debt settlement companies is they will not disclose how this process works and will simply sugar coats things and preach about the great benefits but never mention one downside. A law firm legally must disclose everything about how this works before being able to enroll anyone into any structured payment plan. A lot of companies do not have your interest at heart and will say whatever it takes to get you signed up even if they are fully aware that they are setting you up to fail.

Which brings me to my last point; a lot of unscrupulous companies will allow their clients to sign into a program and pay whatever they want and put them into programs that are set up for much longer than they should be. By stretching a debt settlement program out the savings will decrease and the potential for a lawsuit will increase. These companies cannot legally give the client advice or assistance if they get sued; it is considered unlicensed practice of law and this is what I mean by them knowing they will be setting you up to fail. If you can’t get this process done within three years, four max in special situations, then you should seriously consider bankruptcy. A law firm will be strait up and tell this to you, where many shady companies will keep trying to sign you up.

I really hope after reading this article you feel enlightened and now have a much better understanding of how debt settlement works and how a law firm can advantage you the most. I know for the most part I have been focusing on the negative aspects of debt settlement, but I feel it is important for people to understand both the good and the bad, allowing them to make an educated wise financial decision on how to get out of debt. But you must realize just how powerful the benefits of this process are! Saving close to half of what is currently owed and becoming debt free in a few years will be so beneficial to your current and future financial well being. Credit card debt has a way of destroying people’s finances and their lives and debt settlement is the perfect alternative for those who want to escape debt quickly and avoid the embarrassment of filing for bankruptcy.

If you are curious as to whether using a debt settlement law firm can benefit your financial situation then I invite you to follow the link below in the signature box and fill out an application. I welcome the opportunity to review your personal and unique situation to see if debt settlement will be the right fit for you.

The Lawyer’s Role in a Divorce

The divorce rate has increased a lot over the last few years, which is not very encouraging for anyone who decides to get married. In fact, it is not very encouraging for kids, who see their parents fight and get divorced more and more often.

If you are involved in a divorce, you have the right to be represented by a lawyer. If you have decided to get divorced, we recommend you to turn to a lawyer who is specialized in divorces and partitions, especially if you aren’t familiar with the procedures such a trial consists of. However, the two parties cannot be represented by the same lawyer in the divorce trial, regardless of whether both of you have agreed to get divorced or if the decision only belongs to one of you. According to the stipulations of the Civil Procedure Code, the parties have to go in court in person, except for the cases in which one of the parties is executing a punishment which deprives them of their freedom, if they suffer from a very severe illness, if they are forbidden to go to curt or if they live abroad.

The lawyer can help you take part into a civilized, rapid and advantageous procedure, they can inform you on the rights and obligations you have when it comes to the partition or to your kids, they can assist you and inform you on the optimum solution for your case, they can edit your request and formulate all the requests needed. Also, they are the ones who legalize the sentence of the court which is given at the end of the divorce trial.

It is essential for you to turn to a lawyer when it comes to getting divorced because you can save a lot of your nerves and a lot of your financial resources.